Premium credit cards offer higher credit limits, welcome bonuses, & generous rewards programs & gives a taste of luxury without blowing your budget.
Benefits of Premium Credit Cards
Free airport lounge access, golf course and hotel memberships, birthday discounts, etc.
Best Premium Credit Cards
HDFC Infinia Card Metal EditionAmEx Platinum CardHDFC Diners Club Black CardAxis Reserve CardCitiBank Prestige CardIDFC First Select Card
HDFC Infinia Card Metal Edition
It’s an invite-only card.Joining fee: ₹12,500,Spendings required: ₹10 lakh in the preceding 12 months.Features: A welcome gift of ₹2,500 worth of reward points.
American Express Platinum Card
Joining fee: ₹60,000.Eligibility: Income ₹25 lakh/yr.Features: Complimentary Club Marriott membership for the first year.
HDFC Bank Diners Club Black Card
Joining/renewal fee: ₹10,000 Eligibility: Individual with a monthly salary of ₹1.75 lakh.Features: Annual membership of Marriott, Forbes, Amazon Prime, etc.
Axis Bank Reserve Credit Card
Joining/renewal fee: ₹50,000Spendings required: ₹25 lakh in the preceding year.Features: Offers value in wellness, health, travel & lifestyle.
Citi Bank Prestige Credit Card
Eligibility: Age 21 years or above & annual income of ₹25 lakh.Annual Fee: ₹20,000 + taxes.Features: Points worth ₹2,500 + Offers in Taj Group or ITC hotels.
IDFC First Bank First Select Credit Card
Joining fee: NILFeatures: Great choice for premium travel experiences, reward programs & lifestyle benefits.
Rewards on Premium Credit Cards
By using platforms like Creditpedia, you can manage multiple credit cards & earn higher rewards.