HDFC Bank Net Banking: All You Need to Know About

HDFC bank net banking facilitates the customers to perform various types of transactions and services anywhere, anytime with the help of the internet.

This service can be activated without any cost and can be availed by HDFC bank account holders.

Now, let us discuss this in detail about HDFC bank’s net banking features, registration, login and other varied things.

Features and Services of HDFC Netbanking

Some of the services offered by HDFC Bank Netbanking are as follows:

1. Account Management: HDFC Bank Netbanking facilitates their customers to manage their savings and current accounts and also can manage credit cards if required can change their address, phone number etc. without going to the HDFC bank branch and they can see their account balance, transaction history and can download their account statements also.
2. Borrowing Services: With the help of HDFC bank Netbanking the customers can apply for loans and track their application apart from applying for loans they can also view their loan history, repayment schedule, and loan balance and can download interest certificates, update their PAN etc.
3. Payment Services: Through the HDFC bank Netbanking the customers can pay their utility bills, and credit card bills and can set the remainder for automatic bill payment.
4. Fund Transfer: HDFC bank Netbanking facilitates their customers to transfer funds to other HDFC bank accounts as well as other bank accounts through IMPS, RTGS, NEFT and UPI.
5. Investment: HDFC bank Netbanking provides a platform for various investment options to its customers, mutual funds, fixed deposits and can open Demat accounts through which customers can invest in stocks also.
6. Online Shopping: HDFC Bank customers can go for online shopping and can make payments securely through the Debit card and credit card.

How to Register for HDFC Bank Internet Banking

HDFC Bank internet banking facilitates customers to perform a wide range of transactions from anywhere, anytime. Once the registration for Internet banking is done a customer can perform more than 200 transactions without visiting the Bank premises. HDFC Bank provides this service to every customer and they can register free of cost.

There are four ways through which one can register for HDFC Bank Internet Banking:

1. ATM

Through ATM you can register for HDFC Bank Internet Banking with the help of the following steps:

Step 1:Go to the nearest HDFC Bank

Step 2: Enter HDFC Bank Debit card number and ATM PIN.

Step 3: Select other option form main screen

Step 4: Select Netbanking registration and click on confirm.

Step 5: PIN for Netbanking will be couriered to you.

2. Online

Resident Indian customers can register for Internet Banking online with their registered mobile number.

Here are the steps to follow:

Step 1: Enter Customer ID

Step 2: Confirm registered mobile number.

Step 3: Input OTP (One Time Password) which you have received on your mobile.

Step 4: Select and input Debit card details.

Step 5: Set you IPIN

Step 6: Login to Netbanking using the newly set IPIN.

3. Phone Banking

One can also register for HDFC Bank Internet Banking via Phone Banking.

Here are the steps to follow:

Step 1: Call the Phone Banking number in your city and give your customer ID and Telephone Identification Number (TIN) or Debit card and PIN.

Step 2: The Phone Banking agent will take your Net Banking registration request.

Step 3: The IPIN will be couriered to the mailing address within 5 days.

4. HDFC Bank Branch

You can also register for Internet Banking by visiting your HDFC Bank branch.

Step 1: Download the Netbanking registration form (Individual or Corporate).

Step 2: Fill in the form and submit it to your HDFC Bank branch.

Step 3: The IPIN will be couriered to you on your registered mailing address.

HDFC Bank Internet Banking Login Procedure

Here is a step to login to the HDFC Bank Internet Banking:

Step 1: Visit the official website of HDFC Bank (https://www.hdfcbank.com/).

Step 2: Click on the Login button and click on the Netbanking option

Step 3: Enter your customer ID and click on continue.

Step 4: Enter the password or IPIN.

Step 5: Confirm the secure access image and continue.

How to Reset HDFC Bank Net Banking Password

Here are the steps to reset your HDFC Bank Net Banking password:

Step 1: Open the official website of HDFC Bank then click on the “Forgot password” option.

Step 2: Enter the Customer ID and enter your registered mobile number/email ID.

Step 3: The customer will receive and OTP on their registered mobile number/email ID.

Step 4: Enter the OTP and set your password as per the guidelines of HDFC Bank.

Step 5: Enter again the new password and confirm it.

Step 6: Click on the submit and your password is reset.

How to Activate HDFC Bank Chat Banking

To resolve the queries of the customers instantly HDFC Bank has introduced a new feature called Chat Banking, this service is accessible 24×7 for the customers and it is very safe and secured as it is end-to-end encrypted.

HDFC Bank Chat Banking feature offers various services related to customer’s accounts and Debit/Credit cards.

All the customers of HDFC Bank can activate their Chat banking services through the phone by following these steps:

For HDFC Bank Account Holders

Step 1: Save the number 70700 22222 and send a WhatsApp message “Hi”.

Step 2: For customers with a single Customer ID: Input OTP (One Time Password) received on your registered mobile number to complete the registration.

For customers with Multiple Customer ID: Input the last 4 digits of your debit card or customer ID and enter OTP received on your registered mobile number.

For HDFC Bank Credit Card Holders

Step 1: Save the number 70700 22222 and send a WhatsApp message “Hi”.

Step 2: For customers with a single Credit Card: Input OTP (One Time Password) received on your registered mobile number to complete the registration.

For customers with Multiple Credit Cards: Input the last 4 digits of your credit card and enter OTP received on your registered mobile number.

For HDFC Bank Loan Customers

Step 1: Save the number 70700 22222 and send a WhatsApp message “Hi”.

Step 2: For customers with a single Loan Account: Input OTP (One Time Password) received on your registered mobile number to complete the registration.

For customers with Multiple Loan Accounts: Input the last 4 digits of your Loan account and enter OTP received on your registered mobile number.

Advantages of HDFC Bank Netbanking

Nowadays everything is available with a tap of a finger with the help of the internet and Online transactions have made our life easy and very convenient, let us discuss some potential advantages of HDFC Bank Internet Banking:

1. Convenient: You can open your account through Internet banking and can operate from anywhere and anytime also you can make payments on your utility bills and can transfer funds easily and Internet banking keeps a comprehensive record of your transactions.
2. Accessibility: You can do the transaction from anywhere or anytime it does not matter whether the bank is closed or on a public holiday is there, one can do the transaction 24*7.
3. Ease of Fund Transfer: This is very fast and efficient and can easily transfer your funds from one account to another in a hassle-free way.
4. Safe and Secure: Through HDFC Bank Internet banking the transactions you do are very secure and can help to keep a watch on your account balance. It also reduces the threat of any fraudulent activity before any severe damage it can cause to your account and can resolve it immediately without any delay.
5. Other Services Offered: You can get updates regarding any new investment options, loans and offers available on shopping and purchasing which benefits you in saving your money.

How to Transfer Funds Through HDFC Bank Internet Banking

There are various ways through which you can transfer money with the help of HDFC Bank Internet banking and those are NEFT, RTGS, IMPS and UPI.

These are available 24*7 365 days and can transfer your funds securely with the help of these channels.

How to Add Beneficiary in HDFC Bank for Fund Transfer

Step 1: Adding a Beneficiary

• Login to HDFC Bank Internet Banking and enter your customer ID and password.
• Go to the funds transfer tab click on ‘Add a beneficiary’ and then select a beneficiary type- transfer to another bank.
• Enter the beneficiary account details or credit card numbers and select the beneficiary’s IFSC.
• Click on ‘Add’ and then, ‘confirm’ and authenticate yourself at the secure access step and wait for the confirmation message.

Note: After the activation of the beneficiary you can transfer ₹50,000 (in full or in parts) for the first 24 hours, maximum of 4 people can be added as beneficiaries within 24 hours.

Step 2: Make a NEFT Funds Transfer

• Go to the fund transfer tab and select ‘Transfer to other Bank (NEFT)’.
• Select the account, and beneficiary and enter the relevant details.
• Accept the terms and conditions.
• Review the details and if that is all correct then confirm and complete the process.

Note: After the activation of beneficiary you can transfer ₹50,000 (in full or in parts) for the first 24 hours 

Frequently Asked Questions