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Axis Bank Net Banking: All You Need to Know About

9 min read • Published 13 October 2023
Written by Anshul Gupta

Axis Bank is the third largest bank in India, it facilitates it’s customers’ banking services 24*7 and 365 days with the help of Net Banking and makes its banking services easy, accessible from anywhere and anytime and hassle-free. Once the user is registered to Axis Bank Netbanking then they can avail the variety of services offered by the Bank.

Now, let us discuss this in detail Axis Bank’s netbanking features, registration, login and other varied things.

Features and Services of Axis Bank Netbanking

Some of the services offered by Axis Bank Net banking are as follows:

  1. Account Management: With the help of net banking the user can view their account, can download their statements and also they can view their credit cards, Demat accounts and loan account and can manage them from anywhere and anytime without visiting the bank branch.
  2. Fund Transfer: With the help of Axis Bank Net Banking the users can transfer funds to their account, other Axis Bank accounts and to other bank accounts without any inconvenience.
  3. Request Services: Through Axis bank Net banking the customers can request a new chequebook, Demand draft, updation of PAN, communication and permanent address and can also request to stop cheque payment.
  4. Investment services: Axis Bank Netbanking facilitates their users to apply for IPOs, view their portfolio and various other investment options like mutual funds, FD and RD.
  5. Value-added services: With the help of Axis Bank net banking the user can pay their utility bills, recharge mobile etc.

How to Register for Axis Bank Internet Banking

Axis Bank facilitates their customers a hassle-free registration procedure by following these easy steps:

Step 1: Visit the official website of Axis Bank and go to the Login page.

Step 2: click on the ‘Register here’.

Step 3: Enter your Customer ID or Registered mobile number ( customer ID is mentioned on the welcome kit or on the user chequebook also, and if not then the user can also get their customer ID by sending an SMS CUSTID to 56161600).

Step 4: If a user has a savings or current account, then you will get an option to select from one of these: Debit card, OTP, Email link and KYC.

Step 5: Choose one of the options and fill up the details to create your password and complete your registration.

Step 6: You can now log in using one of the options: 

  • Customer ID/Login ID and password
  • Debit card number, ATM PIN, OTP
  • Customer ID and mPIN
  • Registered mobile number, mPIN and OTP.

Step 7: For the Customer ID/Login ID and password user has to log in using an alphanumeric login ID instead of customer ID, this ID can be created once by logging in to Net banking, going to My profile, and clicking on “Personalise your Login ID”.

Step 8: After registration is complete for the first time you have to set 3 login security questions and answer.

Axis Bank Internet Banking login procedure

Here is a step to login to the Axis Bank Internet Banking:

Step 1: Go to the official website of Axis Bank.

Step 2: Click on their Internet banking option.

Step 3: Under the personal tab, click on login and choose the appropriate login option on the basis of the user’s account type.

Step 4: Enter your Customer ID and password. 

Step 5: Click on the login and proceed with the services.

How to Reset Axis Bank Net Banking Password

Here are the steps to reset your Axis Bank Net Banking password:

Step 1: Open the official website of Axis Bank then click on the “Forgot password” option.

Step 2: Enter the login ID and click on ‘Proceed’.

Step 3: Enter the necessary details such as Debit card information, PIN and registered mobile number.

Step 4: Set up the new password.

Step 5: Enter again the new password and confirm it.

How to Activate Axis Bank Chat Banking

For resolving the queries of the customers instantly Axis Bank has introduced WhatsApp Chat Banking, this service is accessible 24×7 for the customers and it is very safe and secured as it is end-to-end encrypted.

Axis Bank Chat Banking feature offers various services related to customer’s accounts and Debit/Credit cards.

All the customers of Axis Bank can activate their Chat banking services through the phone by following these steps:

Step 1: Send a ‘Hi’ on WhatsApp number 7036165000

Step 2: Now you can avail the various services offered by the Axis Bank.

Advantages of Axis Bank Net Banking

Nowadays everything is available with a tap of a finger with the help of the internet and Online transactions have made our life easy and very convenient, let us discuss some potential advantages of Axis Bank Internet Banking:

  1. Convenient: You can open your account through Internet banking and can operate from anywhere and anytime. Also you can make payments on your utility bills and can transfer funds easily and also Internet banking keeps a comprehensive record of your transactions.
  2. Accessibility: You can do the transaction from anywhere or anytime it does not matter whether the bank is closed or on a public holiday is there, one can do the transaction 24*7.
  3. Ease of Fund Transfer: This is very fast and efficient and can easily transfer your funds from one account to another in a hassle-free way.
  4. Safe and Secure: Through Axis Bank Internet banking the transactions you do are very secure and can help to keep a watch on your account balance. It also reduces the threat of any fraudulent activity before any severe damage it can cause to your account and can resolve it immediately without any delay.
  5. Other services offered: You can get updates regarding any new investment options, loans and offers available on shopping and purchasing which benefits you to save your money.

How to transfer funds through Axis Bank Internet Banking

There are various ways through which you can transfer money with the help of Axis Bank Internet banking and those are NEFT, RTGS, IMPS and UPI.

These are available 24*7 365 days and can transfer your funds securely with the help of these channels.

1. Transferring the Money Using Axis Bank IMPS Through Net Banking with IFSC

Step 1: Log in with your ID and password on the Axis Bank Net banking option.

Step 2: Click on the ‘Transfer Funds’ option.

Step 3: Tap on the ‘Other bank Account’ and select ‘Make Payment’ under the transfer funds option.

Step 4: Select the ‘Registered beneficiary’ from the available list (The name will not reflect if it is not registered already.)

Step 5: Click on the ‘Pay Instant (IMPS)’ option.

Step 6: Add the required details such as the transaction amount and choose the account from which the money will be deducted.

Step 7: Verify the details added and confirm it. 

Step 8: Click on the ‘Transfer’.

Step 9: Authenticate the transaction by providing login ID and password, also add the NETSECURE code.

Step 10: Accept the terms and conditions and click on ‘Validate’.

Step 11: A confirmation message will be received after the successful transaction.

2. Transfer money using Axis Bank IMPS Through Axis Mobile with IFSC

Step 1: Log in to Axis mobile banking by entering MPIN.

Step 2: Go to the ‘Transfer’ and choose ‘Pay to another non-Axis bank account’.

Step 3: Select the ‘Beneficiary Name’ and add the transaction account (to choose the beneficiary name payee has to be registered).

Step 4: Select ‘Instant IMPS’.

Step 5: The user will receive a confirmation message after the transaction is done successfully.

3. How to Transfer Money Using Axis Bank IMPS using MMID Through Axis Mobile

Step 1: Log in to the Axis mobile portal by adding MPIN.

Step 2: Select the ‘transfer’ option, go to ‘Mobile Beneficiary’ (P2P), and click on ‘Add’.

Step 3: Enter the mobile phone number and MMID of the receiver to register the beneficiary.

Step 4: Click on ‘Transfer’ choose the beneficiary name and enter the amount to be transferred. 

Step 5: Verify the details and click on ‘Submit’.

How to Get MMID Axis Bank IMPS Through Net Banking

  • Send ‘SMS MMID’ to 5676782 from your registered mobile number.
  • The MMID will be sent to the user’s registered mobile number within 24 hours.

How to Add Beneficiary in Axis Bank for Fund Transfer

Step 1: Adding a Beneficiary

  • Login to Axis Bank Internet Banking 
  • Click on the ‘Transfer Funds’ option.
  • Click on the ‘Other Bank account’, ‘Transfer Funds’ and then select ‘Register New Beneficiary’. 
  • Enter the beneficiary account number, IFSC and name as per the account.
  • Verify and confirm the details and enter Login ID and password to authenticate the information.
  • Enter the NETSECURE code received through SMS to activate the beneficiary successfully.

Frequently Asked Questions

How much amount I can transfer through Axis Bank Net Banking?

There is no restriction on the amount for NEFT transactions, and you can transfer funds online at any time, day or night, using Axis Bank’s netbanking or mobile banking services.

How to secure Axis Bank Net Banking?

To secure your Axis Bank NetBanking account, Change your online banking password regularly. You can also set-up two-step verification process via Netsecure for added security.

How does Axis Bank Net Banking work?

With Axis Bank Internet banking, you can do several banking tasks online. You can easily transfer money between your own accounts, send money to accounts held at any Axis Bank branch, and even make transfers to accounts at other banks.

What is the minimum balance in Axis Bank Net Banking?

You can transfer as low as ₹ 1 through the Axis Bank IMPS and NEFT facility.

What is the daily limit for Axis Bank Net Banking?

The default daily limit for Axis Bank NetBanking is ₹ 5 lakhs. However, there is no upper limit for funds transfer. You can increase your daily limit to up to 50 lakhs using Internet Banking.

Why I am unable to access Axis Bank NetBanking?

The Customer ID you’re using to log in is either not registered for NetBanking or it could belong to another account holder who isn’t registered for NetBanking. You can contact your bank branch to get the correct customer ID.

Is ATM card required to open Axis Bank NetBanking?

Yes, it is necessary to have an ATM card to open Axis Bank NetBanking. However, if you do not have the ATM card, you can connect to your bank branch and fill-up a form to directly open NetBanking.

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Anshul Gupta

Co-Founder
IIT Roorkee Alumnus and CFA with experience of structuring debt products worth more than 15000Cr for institutional and retail investors.

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