Vinay Dubey, Author at Wint Wealth

Savings Scheme 9 min read

NPS Withdrawal Online: Rules, Process, Taxation & Exceptions

The Rule If you are an NPS subscriber, you may, under certain conditions, withdraw your NPS corpus either prematurely or maturely. Additionally, in an emergency, you may also opt for premature withdrawal of a portion of your funds. According to the corpus, age, and other variables, there are also matching withdrawal limits. The rules for ... NPS Withdrawal Online: Rules, Process, Taxation & Exceptions

Vinay Dubey
31 January 2024 • 9 min read

Bond Market 8 min read

Electoral Bonds: Meaning, Price, and Eligibility

The Indian government introduced the concept of electoral bond schemes to make the political funding system transparent in India. These Bonds are bearer banking bonds used to fund the eligible political parties in India. The idea is to reduce the influence of black money.In this blog, we will learn about electoral bonds, their meaning, how ... Electoral Bonds: Meaning, Price, and Eligibility

Vinay Dubey
29 January 2024 • 8 min read

General Finance 4 min read

Interim Budget: How Is It Different From a Union Budget

Every year, the finance minister on February 1 presents the budget for the next financial year and gives a structure of the receipt and expenditure of the government for the upcoming fiscal year. However, in certain years, the government presents an interim budget instead of a full one. There are specific reasons for the same. ... Interim Budget: How Is It Different From a Union Budget

Vinay Dubey
29 January 2024 • 4 min read

Savings Scheme 6 min read

Retail NPS: All You Need To Know About

The National Pension Scheme is a retirement plan offered by the Government of India. This scheme is governed by the Pension Fund Regulatory and Development Authority (PFRDA). The scheme is also known as a voluntary pension scheme that provides both investing and pension benefits. Except for members of the armed services, this pension scheme is ... Retail NPS: All You Need To Know About

Vinay Dubey
19 December 2023 • 6 min read

Savings Scheme 7 min read

Active & Auto Choice of NPS: All You Need To Know About

When you invest in NPS, it gives you two options for managing your money: The Active choice is for people who want to actively manage the asset allocation in their NPS portfolio. Those who choose not to participate in portfolio decision-making should select the Auto choice. As an investor, you can choose to hire pension ... Active & Auto Choice of NPS: All You Need To Know About

Vinay Dubey
19 December 2023 • 7 min read

Savings Scheme 5 min read

Superannuation to NPS Transfer: All You Need To Know About

Transfer Provision Pension Fund Regulatory and Development Authority (PFRDA), on 6th March 2017, released a circular regarding fund transfer from the Superannuation fund to the National Pension Scheme (NPS). If a subscriber wants to get his recognised provident fund/superannuation fund transferred to NPS, then they have to follow the below-mentioned process: Tax benefits In the ... Superannuation to NPS Transfer: All You Need To Know About

Vinay Dubey
19 December 2023 • 5 min read

Savings Scheme 4 min read

Know About Your Employer’s Contribution to NPS

In 2004, the National Democratic Alliance (NDA) replaced the Old Pension Scheme with the National Pension Scheme, called NPS. It is an easily available, low cost and tax-efficient retirement saving scheme. It is an investment cum pension plan introduced by the government for all individuals. Unlike other plans, there’s no fixed amount promised at the ... Know About Your Employer’s Contribution to NPS

Vinay Dubey
18 December 2023 • 4 min read

Savings Scheme 7 min read

Corporate NPS: All You Need to Know About

What is Corporate NPS? The Corporate NPS model aims to enable companies (private sector, public sector, PSUs, etc) to incorporate NPS into their organisation and extend NPS benefits to their employees. It also allows the entities to offer NPS to both current and potential employees. Companies can join NPS through Point of Presence (POP). The ... Corporate NPS: All You Need to Know About

Vinay Dubey
18 December 2023 • 7 min read

Savings Scheme 3 min read

How to Check NPS Account Balance

NPS stands for National Pension Scheme, which was introduced in 2004 by the National Democratic Alliance (NDA). It is managed by the Pension Fund Regulatory and Development Authority (PFRDA). Ways to Check Your NPS Account Balance? There are two ways to check to NPS balance: Step 1: Go to the CRA website, enter your PRAN ... How to Check NPS Account Balance

Vinay Dubey
15 December 2023 • 3 min read

Personal Finance 4 min read

Is FD a Wealth Destroyer?

Fixed Deposits are the most trusted investment options among Indian households. Nearly 95% of the Indians prefer to park their idle funds in the FDs. Why? Fixed Deposits offer the lowest returns as compared to other investment avenues. They have a specific lock-in period, and the investor needs to bear a penalty in case of ... Is FD a Wealth Destroyer?

Vinay Dubey
6 December 2023 • 4 min read

All Articles by Vinay Dubey