How to Get Sukanya Samriddhi Account Passbook Online

The Government has taken various measures for the upliftment of women such as the ‘Beti Bachao Beti Padhao’ campaign launched in 2015. As part of the same campaign, the Sukanya Samriddhi Yojana (SSY) was introduced to ensure a financially secure future for the girl child.

The scheme comes with a tenure of 21 years and aims to help you create a corpus for your daughter’s education, marriage or future financial needs. Parents or legal guardians can open the SSY account in their daughter’s name. The scheme currently offers an interest rate of 8.2% compounded annually. The government fixes this interest rate on a quarterly basis.

After opening the SSY account, you can review the balance and check for past deposits using the passbook offered under the scheme. This passbook will be issued by the bank or post office where you open the account.

Moreover, the online service of Sukanya Samriddhi Yojana passbook allows you to keep a tab on your account updates from the comfort of any location. As with many financial services these days, you no longer need to go through the hassle of waiting in long queues to get your Sukanya passbook updated. So, let us give you a walkthrough of the Sukanya Samriddhi Yojana passbook online facilities.

Also Read: NSC in Post Office: Features, Interest rates, and Account Opening Process

How to Check the Balance Online for an SSY Scheme?

Most banks issue online credentials using which you can log into your SSY account and track the balance. These credentials are provided after you open the account. Here are the steps to check the balance in your SSY account online:

• Visit the net banking portal of the bank where your SSY account is being held.
• Log in using the credentials provided by the bank
• Your SSY account number and balance will be displayed on the home page. You can check the balance therein.

Some banks also offer mobile app-based services for the ease of customers. If your bank has a mobile application, you can check the account balance on your smartphone via the application.

However, not all banks or post offices offer an online facility for checking the Sukanya account balance. So, to check your balance offline, visit the post office or bank branch and enquire about the account balance.

You can also update your SSY passbook at regular intervals to know the balance in your account representing your deposits and the interest earned thereon.

Also Read: How Can I Check My Sukanya Samriddhi Account Balance Online?

Final Thoughts

The Sukanya Samriddhi Yojana scheme is a tax-saving scheme that will help to save money for your daughter’s future. It is a long-term saving scheme which requires regular investments every year. During the investment tenure, check your deposits and earned interests with the help of the Sukanya Samriddhi Yojana passbook . 

Keep it updated to know the latest balance accumulated. You can also check the balance online or offline to track your investments’ performance.

FAQs about Sukanya Samriddhi Yojana passbook